Next, I have my "Calander" tab. In this divider there are a front and back pocket. I use the front side to keep any appointment cards or reminders. The back pocket I use to hold my planner. In this section of the binder, I keep a "Birthday and Anniversaries" sheet listed with all of those special occasions I need to remember and they are organized by month. This template is also a free printable from Organized Home.
"Shopping" section come next. Again, using a 2 pocketed divider, I use the front pocket for local grocery ads, and the back side for coupons. Within the section I keep several blank shopping lists. There are several out there on the web that are free printables, try to find one that works best for you. I also keep a "price book", this lists the stores, item, size, and cost of things we buy often. This comes in handy when I am trying to compare prices and/or remember where I found the 4lb. jar of peanut butter?!